Resort communities tend to have higher land, labor, and material costs that contribute to overall higher housing costs. The benefits of living near work are many: less impact to the environment by reduced auto emissions, more free time for family and recreation, more time to participate in community activities. If you hope to live near your workplace in a resort, you’ll need to make budgetary judgments on what you realistically can afford.

The Housing Authority has several missions: to help people obtain safe, decent, energy-efficient rental and for-sale housing, and to guide prospective homeowners and current residents to home-buyer counseling and mortgage loan products.

Creating a personal or household budget is a good exercise in deciding whether you are ready to make the commitment to leap from rental housing to qualifying for a mortgage loan.  The lenders listed below can help you pre-qualify as a buyer, so you may better purchase housing appropriate for you.

Lending Resources

Michelle Phelps
Guild Mortgage
114 N. Boulevard Street, #101, Gunnison, CO 81230
Phone: (970) 596-6868
michelle.phelps@guildmortgage.net

Sarah Baskfield
MAC-5 Mortgage
474 Haverly Street, Crested Butte, CO 81224
Phone: (970) 596-4949
Sarah@cbloanz.com

Jessica Welborn
Crested Butte Bank
116 6th St., Crested Butte, CO 81224
Phone: (970) 349-7780
jwelborn@crestedbuttebank.com

Nancy Morton-Kaiser
Wells Fargo Home Mortgage
1475 S Townsend Ave, Montrose, CO 81401
Phone: (970) 240-1021
Nancy.L.Morton-Kaiser@wellsfargo.com

Charlie Rogan
US Bank
307 Joseph Ln, Unit E, Gunnison, CO 81230
Phone: (314) 800-6304
Charlie.Rogan@usbank.com

Andi Alexander
Community Banks of Colorado
503 Sixth Street, Crested Butte, CO 81224
Phone: (970) 708-2505
aalexander@cobnks.com

Tony Cussimanio
United Mortgage
Phone: (512) 680-9906
tcussimanio@umloans.com

Brenda Sargent
Bay Equity Mortgage
219 North Iowa Street Suite A, Gunnison, CO 81230
(970) 642-3477
bsargent@bayeq.com

Erin Fabbre
Cherry Creek Mortgage
(Division of Guild Mortgage)
7600 East Orchard Rd, Suite 300 N, Greenwood Village, CO 80111
(303) 827-8758
efabbre@guildmortgage.net

Spanish Lending Resources

We are in Region 11 but if you don’t find someone you want to work with, most loan officers the other regions can operate in a different location than you, the borrower.

For help in avoiding foreclosure, visit www.ColoradoForeclosureHotline.org or call 1-877-601-HOPE (1-877-604-4673).

If you would like to contact Lauren about help selling or purchasing affordable housing as a licensed real estate agent, please click on the button below.

If you are a mortgage lender or loan originator, and would like to be listed here, please call the Gunnison Valley Regional Housing Authority at 970-641-7900.