Resort communities tend to have higher land, labor, and material costs that contribute to overall higher housing costs. The benefits of living near work are many: less impact to the environment by reduced auto emissions, more free time for family and recreation, more time to participate in community activities. If you hope to live near your workplace in a resort, you’ll need to make budgetary judgments on what you realistically can afford.

The Housing Authority has several missions: to help people obtain safe, decent, energy-efficient rental and for-sale housing, and to guide prospective homeowners and current residents to home-buyer counseling and mortgage loan products.

Creating a personal or household budget is a good exercise in deciding whether you are ready to make the commitment to leap from rental housing to qualifying for a mortgage loan.  The lenders listed below can help you pre-qualify as a buyer, so you may better purchase housing appropriate for you.

Lending Resources

Michelle Phelps
Academy Mortgage
114 N. Boulevard Street, #204, Gunnison, CO 81230
Phone: (970) 641-9771
michelle.phelps@academymortgage.com

Sarah Baskfield
MAC-5 Mortgage
474 Haverly Street, Crested Butte, CO 81224
Phone: (970) 596-4949
Sarah@cbloanz.com

Jessica Welborn
Crested Butte Bank
116 6th St., Crested Butte, CO 81224
Phone: (970) 349-7780
jwelborn@crestedbuttebank.com

Andi Alexander
Community Banks of Colorado
503 Sixth Street, Crested Butte, CO 81224
Phone: (970) 708-2505
aalexander@cobnks.com

Tony Cussimanio
United Mortgage
Phone: (512) 680-9906
tcussimanio@umloans.com

For help in avoiding foreclosure, visit www.ColoradoForeclosureHotline.org or call 1-877-601-HOPE (1-877-604-4673).

If you are a mortgage lender or loan originator, and would like to be listed here, please call the Gunnison Valley Regional Housing Authority at 970-641-7900.